Helpful articles on topics related to personal financial health and well-being
Managing credit is an important part of money management. For most people, that involves a monthly car payment, credit card bills and other debt, as well as keeping track of your credit scores and protecting your personal and financial information….
How much car can you afford to buy? Financial experts will say you can afford as much as suggested by the 20/4/10 rule – 20 percent down, four years of financing, and no more than 10 percent of your gross…
Credit score changes aren’t always a good thing. But sometimes they are. You might have noticed that recently if you are among about eight million Americans with credit score changes resulting from a new rule implemented last year affecting the…
As bad as you might think the Equifax credit bureau data theft was … think again. It probably was worse than you imagined. The credit bureau, one of the nation’s three major reporting agencies, reported that records of 143 million…
It’s time to think about getting your teen a vehicle. While all of those exciting trips, carpooling your child and 10 of his closest friends to basketball, soccer and football practice will be hard to relinquish, it’s time to let…
Don’t wait. It’s not usually the best choice if you expect to miss a car payment. Like all lenders or other creditors, Santander Consumer USA (SC) expects borrowers to make regular monthly payments and keep their accounts current. It’s just…