Financial Wellness

Helpful articles on topics related to personal financial health and well-being

How cancellations are processed for ancillary products
June 1, 2022

How cancellations are processed for ancillary products

Ancillary products are optional vehicle protection, service agreement plan and insurance products that are typically purchased when a vehicle is sold or leased and are in addition to the cost of the vehicle. Common ancillary products include: Credit life and…

Financial health begins with these tips, tools and resources
March 31, 2022

Financial health begins with these tips, tools and resources

Every month is a financial literacy month for customers of Santander Consumer USA (SC) – April is just when everyone else takes part. Marking the official Financial Literacy Month in April, SC will continue our ongoing focus on providing all…

How to prevent identity theft
July 19, 2021

How to prevent identity theft

According to the Federal Trade Commission, identity theft cases reported in the U.S. more than doubled from 2019 to 2020. Proving the point that ID theft is very much on the rise, and it’s now more important than ever to…

Collections on your credit report
June 29, 2021

Collections on your credit report

When an account becomes seriously past due, the creditor may decide to turn the account over to an internal collection department, sell the debt to a third party, or refer the account to a collection agency. Once an account is…

What happens when you trade in your vehicle?
June 29, 2021

What happens when you trade in your vehicle?

You found the vehicle of your dreams and the dealership offered you what you believe is a fair amount for your trade. So, now what? If you own your trade-in vehicle outright (you’ve completed any loan or lease commitment that…

Why paying on time is important
June 29, 2021

Why paying on time is important

Paying your bills on time can be a balancing act, but making timely payments is important for a variety of reasons. When you sign a financing contract, you enjoy the benefits of having money to spend or a vehicle to…