Financial Wellness

Helpful articles on topics related to personal financial health and well-being

Illustration of the front end of a car with a signed piece of paper with pen behind it.
September 26, 2024

What’s the minimum credit score to get a car loan?

You’ve probably heard that next to buying a home, getting a new or pre-owned vehicle is one of the largest purchases one can make. You may also be aware that factors to get financing in both homes and cars rely…

Illustration of person in car next to pillar that says Principal and Interest.
July 25, 2024

What is a simple interest contract in auto financing?

Just because auto financing involves simple interest contracts doesn’t mean everyone understands them. Asking the question “What is a simple interest contract?” is not unusual. To help you understand how simple interest contracts work, we’ve produced a short video that…

Why paying on time is important
June 7, 2024

Why paying on time is important

Paying your bills on time can be a balancing act but making timely payments is important for a variety of reasons. When you sign a financing contract, you enjoy the benefits of having money to spend or, in the case…

Illustration of coins stacked in front of tachometer with needle in the orange area ot the left.
May 20, 2024

What is credit repair and how does it work?

“Get an 800+ credit score overnight! Negative information deleted! Unlock your credit to live out your dreams with our credit repair package!” It is common in today’s world to see advertisements like the above while scrolling through our phones, driving…

8 more key terms to know when buying or leasing a car
April 18, 2024

8 more key terms to know when buying or leasing a car

Music has its own language. As does the medical field, technology, types of sports, even food. And the car buying world is no different. You may be familiar with the auto financing terms Annual Percentage Rate (APR), down payment and…

Your financial health begins with these 5 lessons
April 3, 2024

Your financial health begins with these 5 lessons

April is National Financial Literacy Month. What better time to take a moment to step back and look at your financial goals? There’s more to financial health than making your car payment on time. Spending habits, savings, insurance, taxes and…