Used Car Financing

Great vehicles, customer-driven financing

As a leading, nationwide provider of used car finance, we work with 15,000 dealerships offering a wide selection of high-quality cars, trucks and SUVs to deliver flexible financing solutions for consumers across the full credit spectrum.

Locate a dealership near you to start shopping, and ask your dealer for financing through Santander Consumer.

Locate a Dealer

family shopping for cars

Choose Your Next Steps

Dealer Locator

Find the dealers near you that offer financing through Santander Consumer USA.

Finance Calculators

Use our calculators to estimate how much vehicle you can afford.

Payment Options

Choose from several options, including Auto Pay, to make payments.

Resources to Help

More Auto Financing Options

Buy or Lease with Chrysler Capital

Are you interested in an Alfa Romeo, Chrysler, Dodge, FIAT®, Ram, Wagoneer or Jeep® vehicle? Apply for financing through our Chrysler Capital program and shop for a new or certified pre-owned vehicle at your nearest FCA US dealer. Chrysler Capital offers both purchase and lease financing to meet your needs.

Apply Now

Shop with Vroom

Santander Consumer USA has partnered with e-commerce platform Vroom to bring the car-buying process to your door. Shop for a great pre-owned vehicle, trade in and finance online, then get your ride delivered. Browse Vroom’s deep inventory to find the right vehicle for you.

Start Now

Powered by vroom

Drive Program

For more than two decades, Drive® has been a leading program in automotive special finance. The Drive program features underwriting for a variety of credit profiles.