Used Car Financing

Great vehicles, customer-driven financing

As a leading, nationwide provider of used car finance, we work with 15,000 dealerships offering a wide selection of high-quality cars, trucks and SUVs to deliver flexible financing solutions for consumers across the full credit spectrum.

Locate a dealership near you to start shopping, and ask your dealer for financing through Santander Consumer.

Locate a Dealer

family shopping for cars

Choose Your Next Steps

Dealer Locator

Find the dealers near you that offer financing through Santander Consumer USA.

Finance Calculators

Use our calculators to estimate how much vehicle you can afford.

Payment Options

Choose from several options, including Auto Pay, to make payments.

Resources to Help

More Auto Financing Options

Chrysler Capital

Buy or Lease with Chrysler Capital

Are you interested in an Alfa Romeo, Chrysler, Dodge, FIAT®, Ram, Wagoneer or Jeep® vehicle? Apply for financing through our Chrysler Capital program and shop for a new or certified pre-owned vehicle at your nearest FCA US dealer. Chrysler Capital offers both purchase and lease financing to meet your needs.

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Shop Real Offers in Real Time with Drive®

Pre-qualify for financing, customize your budget then shop new and used vehicles that match. The Drive® program provides a personalized roadmap to a vehicle you can afford and enables you to visit the dealer with the exact offer you received online.