Used Car Financing

For many shoppers, a late-model, pre-owned vehicle is the best option to getting a great deal on their next car, truck or SUV. Pre-owned vehicles can provide additional value, and many dealerships offer cars, trucks and SUVs that are fully reconditioned, look great and have a lot of miles ahead.

Many such vehicles also qualify for vehicle service contracts, which can add peace of mind for unexpected repairs and can be rolled into your total payment amount.

Santander Consumer USA finances a wide range of pre-owned vehicles. All credit types may apply.

Consumers also may apply online for financing through our RoadLoans direct-lending program.

Applying Online

  • Fast Decision

    Submit your online application and get a loan decision within seconds.

  • Competitive Rates

    Get your financing established before you even start shopping.*

  • Multiple Offers

    We prepare offers based on your unique car-buying needs.

  • Easy and Secure

    And it takes just a few minutes to complete an application.

Apply with RoadLoans*

Browse More Auto Financing Options

New Car Loans

How Santander Consumer USA or RoadLoans can help you drive home your next vehicle. More details

Auto Refinance and Cash-Back Refinance

Refinance your current vehicle through Santander Consumer USA’s RoadLoans program. More details

Chrysler Financing

How to finance or lease a new Fiat Chrysler (FCA) product through Chrysler Capital. More details

Quick and Easy Financing

It’s just a click away. Apply online and submit your application to get a response in¬†seconds.