Auto Financing

Helping drivers reach their destinations, regardless of credit

When you finance your vehicle through Santander Consumer USA, you’re in the driver’s seat with our MyAccount tool, Auto Pay payment option, Learning Center or other tools and resources. We look forward to providing you a positive customer experience on your road to car ownership.

Someone you know also need auto financing? They can apply online and customize their contract terms through our RoadLoans direct-to-consumer lending program.

New Car Financing

Santander Consumer USA helps thousands of consumers drive home new vehicles every day with financing across a wide range of credit profiles through dealers nationwide or online through our RoadLoans program.

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Used Car Financing

Santander Consumer USA is one of the nation’s leading finance providers for consumers who purchase a quality pre-owned vehicle through a dealership. Our RoadLoans program also provides financing that can be used at in-network dealerships.

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Auto Refinance & Cash-Back Refinance

If you financed your car, truck or SUV with an interest rate or monthly payment higher than you like, consider refinancing your current contract directly through Santander Consumer USA’s RoadLoans program. (Note: Unfortunately, we are unable to refinance existing contracts that are serviced by Santander Consumer USA, its companies or brands.)

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Quick and Easy Financing

It’s just a click away. Apply online and submit your application to get a response in seconds.

Chrysler Financing

Santander Consumer USA helps consumers purchase or lease Fiat Chrysler (FCA) products — Chrysler, Dodge, FIAT®, Jeep®, Ram, and SRT — through Chrysler Capital with customized vehicle-financing packages, programs, incentives and terms that suit your budget and lifestyle. Get started with Chrysler Capital’s online application for financing, and then visit a dealership to complete your purchase or to arrange lease financing.