Learning Center

Information to help you with auto finance and your car-buying needs.


How Simple Interest Financing Works

Every customer with Santander Consumer USA has a simple-interest loan, or financing, known as a retail installment contract. Watch this short, informative video about how simple-interest financing works and how we calculate your monthly payment.

Dealer Locator

Find the dealers near you that offer financing through one of Santander Consumer USA’s programs.

Finance Calculators

Use our finance and other calculators to help figure out what kind of financing would work best for you.

Payment Options

Choose from several options, including Auto Pay, to make your payments to Santander Consumer USA.

Educational Courses

Looking for resources to help you learn more about your finances? Here you’ll find interactive modules on topics such as debt payoff, insurance, retirement, budget planning and more.

Managing Credit

Learn more about auto loans, credit cards, identity protection, payday loans and other financial matters.

Financial Health

Increase your knowledge on subjects such as building emergency savings, checking accounts, monthly budgeting and taxes.

Servicemembers Civil Relief Act

Learn about the SCRA, which is intended to ease the burden of military service, providing specific protections when a servicemember is called to active duty.

Read More

Frequently Asked Questions

Have an auto-related question or question about your SC account? Find answers to frequently asked questions here.

Explore FAQs

Car Stories

The latest news you can use for car shoppers, owners, enthusiasts and Santander Consumer USA customers.

Visit the Blog

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