Learning Center
Information to help you with auto finance and your car-buying needs.
How Simple Interest Financing Works
Every customer with Santander Consumer USA has a simple-interest loan, or financing, known as a retail installment contract. Watch this short, informative video about how simple-interest financing works and how we calculate your monthly payment.
Dealer Locator
Find the dealers near you that offer financing through one of Santander Consumer USA’s programs.
Finance Calculators
Use our finance and other calculators to help figure out what kind of financing would work best for you.
Payment Options
Choose from several options, including Auto Pay, to make your payments to Santander Consumer USA.
Popular Financial Topics
What to Do if You Are in an Accident
Nobody wants to be involved in a vehicle accident, but it happens. Besides the physical or emotional trauma, it can be a difficult time for vehicle owners to manage all the details and ensure the process goes smoothly with the insurance company, auto lender and repair shop.
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Knowledge Is Power: Getting the Right Deal on Your Next Auto Loan
Know before you owe. That’s the overall advice of the U.S. Consumer Financial Protection Bureau (CFPB). And while it sounds simple enough, a lot of thought should go into financing a car, truck or SUV if you don’t want to overpay – or overextend yourself financially.
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I Need Another Car, Now What?
Shopping for a vehicle can be exciting, but it also can be scary. Because buying a vehicle – new or used – generally is the second-largest purchase most people will make in their lives, topped only by purchasing a home.
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Servicemembers Civil Relief Act
Learn about the SCRA, which is intended to ease the burden of military service, providing specific protections when a servicemember is called to active duty.
Frequently Asked Questions
Have an auto-related question or question about your SC account? Find answers to frequently asked questions here.
Car Stories
The latest news you can use for car shoppers, owners, enthusiasts and Santander Consumer USA customers.
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Help and Support