Financial Wellness

Helpful articles on topics related to personal financial health and well-being

Interest rate calculator: How your credit score affects car financing
June 19, 2020

Interest rate calculator: How your credit score affects car financing

Thousands of dollars. That could be the difference between lower and higher credit scores when financing a vehicle, based on an interest-rate calculator at nerdwallet.com and data reported by Experian. Here’s what we mean: The average nonprime borrower, with a…

cybersecurity graphic
April 1, 2020

Stay alert to the Coronavirus cybersecurity threat

Be aware that the Coronavirus (COVID-19) may pose a potential cybersecurity threat to Americans in addition to a health threat. As the virus spreads across the U.S., so do cyber criminals intent on taking advantage of you. “The pandemic is…

Tax refund car purchase
January 20, 2020

Do people really buy new cars with their tax refunds?

Almost $3,000. That’s the average refund for a U.S. taxpayer. You may hear some suggest that $3,000 would make a nice down payment on a car. Or cover about five months of the average new-car payment or seven months for…