A leader in auto finance
Providing consumers with financing for new and used vehicles, helping them on the road to car ownership and financial well-being.
Welcome, Regional Acceptance Corporation customers!
Your auto account is now serviced by Santander Bank, N.A. under the Santander Consumer USA brand name. We are committed to providing you with an experience that is simple, personal and fair.
Proud to be a preferred lender for major brands and vehicle manufacturers.
Pre-qualify* with Drive®
At Drive, a Santander product, you can get pre-qualified for cars in two minutes with no impact to your credit score. Get tips, calculators and resources at every step so you can go to the dealership with confidence. Find a car that fits your budget and let’s drive.
More control and convenience at your fingertips
MyAccount, your online account experience, has been updated to make it easier to find what you need and take action. Log in to access an enhanced design, a refreshed dashboard and expanded navigation.
The roadmap to your dream car
Set your budget
Use our car budget calculator to estimate your monthly payments.
Get pre-qualified
Get pre-qualified through Drive and find the right vehicle for you.
*Pre-qualification subject to approval. Final credit terms are subject to change based on submittal of a credit application at a participating dealer, which may impact your credit.