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A Leader in Auto Finance
Providing consumers with financing for new and used vehicles, helping them on the road to car ownership and financial well-being.
Influencing Change
We are keenly aware of our corporate responsibility to influence positive change through diversity, equity and inclusion. We are focused on seeing our employees, customers and community and meeting their needs through creating individual relationships, to positively impact the lives we touch.
How Simple Interest Financing Works
Every customer with Santander Consumer USA has a simple-interest loan, or financing, known as a retail installment contract. Watch this short, informative video about how simple-interest financing works and how we calculate your monthly payment.

How to use an auto finance calculator: A step-by-step guide
It’s useful to know how to use an auto finance calculator when you plan to buy a car. Fortunately auto finance calculators are not that difficult to figure out…
1NO PURCHASE NECESSARY. YOU DO NOT NEED TO BE A CUSTOMER TO ENTER OR WIN. YOU MAY ALSO ENTER BY MAIL.
Sweepstakes runs from 12:00:01 a.m. CT on May 2, 2022, to 11:59:59 p.m. CT on June 30, 2022. To enter, you must be a legal U.S. resident who is at least the age of majority in your state of residence. Sweepstakes drawing to be conducted on or about July 15, 2022. Odds to win depend on number of eligible entries. Additional restrictions and limitations apply. For complete details, including how to enter by mail, see Official Rules. Void where prohibited.