Helpful articles on topics related to personal financial health and well-being
Almost $3,000. That’s the average refund for a U.S. taxpayer. You may hear some suggest that $3,000 would make a nice down payment on a car. Or cover about five months of the average new-car payment or seven months for…
Managing credit is an important part of money management. For most people, that involves a monthly car payment, credit card bills and other debt, as well as keeping track of your credit scores and protecting your personal and financial information….
How much car can you afford to buy? Financial experts will say you can afford as much as suggested by the 20/4/10 rule – 20 percent down, four years of financing, and no more than 10 percent of your gross…
As bad as you might think the Equifax credit bureau data theft was … think again. It probably was worse than you imagined. The credit bureau, one of the nation’s three major reporting agencies, reported that records of 143 million…
Don’t wait. It’s not usually the best choice if you expect to miss a car payment. Like all lenders or other creditors, Santander Consumer USA (SC) expects borrowers to make regular monthly payments and keep their accounts current. It’s just…
Smart move. Getting your credit reports from the major bureaus puts you in a position to set reasonable expectations when you apply for financing on a vehicle. And to take advantage of the opportunity to positively influence your credit score….