Financial Wellness

Helpful articles on topics related to personal financial health and well-being

Young woman using auto-finance calculator
April 2, 2021

How to use an auto finance calculator: A step-by-step guide

It’s useful to know how to use an auto finance calculator when you plan to buy a car. Fortunately auto finance calculators are not that difficult to figure out. For example, the Affordability Calculator at Santander Consumer USA (SC) requires…

Happy couple managing credit
August 7, 2019

Managing credit is key to making good financial decisions

Managing credit is an important part of money management. For most people, that involves a monthly car payment, credit card bills and other debt, as well as keeping track of your credit scores and protecting your personal and financial information….

What else you need to know about credit when financing a vehicle
June 5, 2017

What else you need to know about credit when financing a vehicle

Smart move. Getting your credit reports from the major bureaus puts you in a position to set reasonable expectations when you apply for financing on a vehicle. And to take advantage of the opportunity to positively influence your credit score….