Helpful articles on topics related to personal financial health and well-being
According to the Federal Trade Commission, identity theft cases reported in the U.S. more than doubled from 2019 to 2020. Proving the point that ID theft is very much on the rise, and it’s now more important than ever to…
When an account becomes seriously past due, the creditor may decide to turn the account over to an internal collection department, sell the debt to a third party, or refer the account to a collection agency. Once an account is…
You found the vehicle of your dreams and the dealership offered you what you believe is a fair amount for your trade. So, now what? If you own your trade-in vehicle outright (you’ve completed any loan or lease commitment that…
Paying your bills on time can be a balancing act, but making timely payments is important for a variety of reasons. When you sign a financing contract, you enjoy the benefits of having money to spend or a vehicle to…
As a whole, Americans seem to have become more aware of their credit activity over the last year. Prior to 2020, consumers added, on average, $45.6 billion in credit card debt per year. But during 2020 and the beginning of…
Financial well-being is a fundamental part of life, and one of its pillars is the health of your credit. Your credit habits, which are reported by credit reporting agencies, impact your credit score and ability to get financing, so understanding…