Financial Wellness

Helpful articles on topics related to personal financial health and well-being

Financial health begins with these tips, tools and resources
March 31, 2022

Financial health begins with these tips, tools and resources

Every month is a financial literacy month for customers of Santander Consumer USA (SC) – April is just when everyone else takes part. Marking the official Financial Literacy Month in April, SC will continue our ongoing focus on providing all…

How to prevent identity theft
July 19, 2021

How to prevent identity theft

According to the Federal Trade Commission, identity theft cases reported in the U.S. more than doubled from 2019 to 2020. Proving the point that ID theft is very much on the rise, and it’s now more important than ever to…

Collections on your credit report
June 29, 2021

Collections on your credit report

When an account becomes seriously past due, the creditor may decide to turn the account over to an internal collection department, sell the debt to a third party, or refer the account to a collection agency. Once an account is…

What happens when you trade in your vehicle?
June 29, 2021

What happens when you trade in your vehicle?

You found the vehicle of your dreams and the dealership offered you what you believe is a fair amount for your trade. So, now what? If you own your trade-in vehicle outright (you’ve completed any loan or lease commitment that…

What is credit monitoring and what can it do for you?
June 29, 2021

What is credit monitoring and what can it do for you?

As a whole, Americans seem to have become more aware of their credit activity over the last year. Prior to 2020, consumers added, on average, $45.6 billion in credit card debt per year. But during 2020 and the beginning of…

How credit reporting practices affect you
June 29, 2021

How credit reporting practices affect you

Financial well-being is a fundamental part of life, and one of its pillars is the health of your credit. Your credit habits, which are reported by credit reporting agencies, impact your credit score and ability to get financing, so understanding…