Helpful articles on topics related to personal financial health and well-being
Have you ever reviewed your emails and wondered where all the “You’re preapproved!” messages are coming from? Me too. More importantly, preapproved for what? And how? I haven’t applied for anything. Receiving preapprovals, whether via email, regular mail or any…
Every month is a financial literacy month for customers of Santander Consumer USA (SC) – April is just when everyone else takes part. Marking the official Financial Literacy Month in April, SC will continue our ongoing focus on providing all…
According to the Federal Trade Commission, identity theft cases reported in the U.S. more than doubled from 2019 to 2020. Proving the point that ID theft is very much on the rise, and it’s now more important than ever to…
When an account becomes seriously past due, the creditor may decide to turn the account over to an internal collection department, sell the debt to a third party, or refer the account to a collection agency. Once an account is…
You found the vehicle of your dreams and the dealership offered you what you believe is a fair amount for your trade. So, now what? If you own your trade-in vehicle outright (you’ve completed any loan or lease commitment that…
As a whole, Americans seem to have become more aware of their credit activity over the last year. Prior to 2020, consumers added, on average, $45.6 billion in credit card debt per year. But during 2020 and the beginning of…