Helpful articles on topics related to personal financial health and well-being
It should be no surprise. What you need to know about credit when financing a vehicle is that lenders generally provide more financing to borrowers with higher credit scores. Almost half the money loaned goes to so-called super-prime borrowers –…
It’s useful to know how to use an auto finance calculator when you plan to buy a car. Fortunately auto finance calculators are not that difficult to figure out. For example, the Affordability Calculator at Santander Consumer USA (SC) requires…
Know how much vehicle you can afford. Learning how to set up a monthly budget is the key to buying a new vehicle while ensuring you don’t overextend your finances, according to experts. But even using a car affordability calculator…
The impact of COVID-19 will be felt long after life returns to normal. That normal for some may be a matter of getting back to work and catching up on overdue bills resulting from financial challenges suffered through no fault…
Thousands of dollars. That could be the difference between lower and higher credit scores when financing a vehicle, based on an interest-rate calculator at nerdwallet.com and data reported by Experian. Here’s what we mean: The average nonprime borrower, with a…
Almost $3,000. That’s the average refund for a U.S. taxpayer. You may hear some suggest that $3,000 would make a nice down payment on a car. Or cover about five months of the average new-car payment or seven months for…