Auto Finance

What you will need to know about financing a vehicle purchase

Illustration of person in car next to pillar that says Principal and Interest.
July 25, 2024

What is a simple interest contract in auto financing?

Just because auto financing involves simple interest contracts doesn’t mean everyone understands them. Asking the question “What is a simple interest contract?” is not unusual. To help you understand how simple interest contracts work, we’ve produced a short video that…

Two people facing each other at a desk with one signing a piece of paper
June 13, 2024

What is a car title?

A car title is one of the most important documents you’ll sign when you purchase a vehicle. The title is issued by the state where you live. While the information included in the document can vary between states, you’ll generally…

What you need to know about credit when financing a vehicle
April 16, 2021

What you need to know about credit when financing a vehicle

It should be no surprise. What you need to know about credit when financing a vehicle is that lenders generally provide more financing to borrowers with higher credit scores. Almost half the money loaned goes to so-called super-prime borrowers –…

Young woman using auto-finance calculator
April 2, 2021

How to use an auto finance calculator: A step-by-step guide

It’s useful to know how to use an auto finance calculator when you plan to buy a car. Fortunately auto finance calculators are not that difficult to figure out. For example, the Affordability Calculator at Santander Consumer USA (SC) requires…

Customer service team on phones
November 13, 2019

7 ways to keep your vehicle financing on the right track

It’s not always easy. As you work to make your monthly car payments, usually thousands of dollars over several years, our series, Discover Santander, offers seven ways to keep your vehicle financing on the right track. The series, published earlier…

Happy couple managing credit
August 7, 2019

Managing credit is key to making good financial decisions

Managing credit is an important part of money management. For most people, that involves a monthly car payment, credit card bills and other debt, as well as keeping track of your credit scores and protecting your personal and financial information….