Helpful articles on topics related to personal financial health and well-being
It should be no surprise. What you need to know about credit when financing a vehicle is that lenders generally provide more financing to borrowers with higher credit scores. Almost half the money loaned goes to so-called super-prime borrowers –…
It’s useful to know how to use an auto finance calculator when you plan to buy a car. Fortunately auto finance calculators are not that difficult to figure out. For example, the Affordability Calculator at Santander Consumer USA (SC) requires…
Just because auto financing involves simple interest contracts doesn’t mean everyone understands them. Asking the question “What is a simple interest contract?” is not unusual. And as a large auto lender with several million customers, Santander Consumer USA knows that…
Why is your credit score important? It may be one of the most important numbers in your life – besides your blood pressure reading – because it helps determine the availability and cost of credit for vehicles and other purchases….
Know how much vehicle you can afford. Learning how to set up a monthly budget is the key to buying a new vehicle while ensuring you don’t overextend your finances, according to experts. But even using a car affordability calculator…
Tax refunds will begin arriving soon. And that means many Americans may be looking for a new or used vehicle on which to spend the money they get back from Uncle Sam. Of course, you should not spend refund money…