A company or agency that keeps record of your credit history.
Glossary of Terms
We know some auto loan terms can be confusing, so we've put together a useful glossary to better help you understand the industry language.
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Credit History
A record of your financial relationships that allows lenders to determine your ability to repay loans.
Credit Scoring System
A system used to determine a customer’s creditworthiness based on statistical data and credit history
Creditor
A lender that finances a loan.
Creditworthiness
An individual’s ability to repay debts.
Dealership
A company that is authorized to sell certain vehicles by the vehicle manufacturer.