Pay by Phone
Please note that fees may apply* for this service. Paying through our interactive voice system is FREE with a checking or savings bank account, but a fee will apply to payments made using a debit card or through a customer service representative.
Santander Consumer USA Inc. accepts payments from personal checking or savings bank accounts via our interactive telephone system. Simply call us toll-free at (888) 222-4227 and have your account number and your checking or savings bank account information ready when you call. You will need to provide your bank’s routing number, your account number and a check number for tracking purposes. (All this information can be found at the bottom of your personal check.)
These payments generally post to your account the same day they are recorded, though it is common for a bank to take 24 to 48 hours to debit the payment from your account. Please make sure that any funds you commit to paying via check or savings account by phone remain in the account until the transaction has been completed.
Call us now to make your payment by phone, toll-free at (888) 222-4227 .
*A third-party payment processing company charges a fee to process your payment made with a debit card or through a customer service representative. Santander Consumer USA retains no part of that fee. Visit our payment options page to view third-party processing fees.