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http://Collections%20on%20your%20credit%20report
June 29, 2021

Collections on your credit report

When an account becomes very past due, the creditor may decide to turn it over to an inside collection department. They may also sell the debt to a third party or refer the account to an outside agency. Once an…

http://What%20is%20a%20charge-off?
June 29, 2021

What is a charge-off?

A charge-off is a status on your credit report that indicates a creditor, after trying and failing to get you to make good on a debt, has closed your account. It is considered a derogatory entry in your credit file…