Text Message Terms & Conditions

Terms & Conditions

Read our Privacy Policy.

Message and data rates may apply. Frequency of text messages varies.

Participating carriers: All U.S.-based carriers.

By providing your contact information in applications or otherwise, you consent to the receipt of text messages from us at your mobile number with information related to your application and account. Santander Consumer USA text messaging programs include messages regarding your account status, transactions, and other important servicing messages. Messages may be delayed or undelivered for various factors. Carriers are not liable for delayed or undelivered messages. Additionally, Santander Consumer USA is not liable for the acts or omissions of third-party service providers, including but not limited to delays in the transmission or delivery, or for non-delivery, of messages due to circumstances out of Santander Consumer USA’s control.

You may opt-out of these communications, and thereby stop receiving text messages from us, at any time. To opt-out of Santander Consumer USA account notifications through this channel, reply STOP to any text message you receive from us. If you need additional support or information on Santander Consumer USA account notifications, you can also reply HELP to any text message you receive from us or call our toll-free number (888) 222-4227.