Attention,
We are advising you that your vehicle has been assigned for repossession and may be picked up soon. As such, please remove your personal property from the vehicle immediately. You are in default of your contract terms for failure to make payments.
We need to hear from you immediately to make suitable arrangements.
We may have options available to help you manage your payments.
Please pay your Past Due Amount now by logging in to MyAccount or contact us today at (888) 222-4227
to speak with a customer service representative regarding your account. Our hours of operation are Monday through Friday, 7 a.m. to 9 p.m. CT and Saturday from 7 a.m. to 5 p.m. CT.
This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose.
NOTICE: TO THE EXTENT YOUR ORIGINAL OBLIGATION WAS DISCHARGED, OR IS SUBJECT TO AN AUTOMATIC STAY OF BANKRUPTCY UNDER TITLE 11 OF THE UNITED STATES CODE, THIS IS FOR INFORMATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE AN ATTEMPT TO COLLECT A DEBT OR TO IMPOSE PERSONAL LIABILITY FOR SUCH OBLIGATION.
We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.
CALIFORNIA RESIDENTS: The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.
Notice of Credit Reporting: As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit-reporting agency if you fail to fulfill the terms of your credit obligations.
UTAH RESIDENTS: As required by Utah law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligation.
Attention Servicemembers and Dependents: The Servicemembers Civil Relief Act (SCRA), formerly known as the Soldiers’ and Sailors’ Civil Relief Act, is a federal law that provides certain benefits and protections to eligible active-duty servicemembers and members of the National Guard and Reserve called to active duty. Some protections or benefits may also apply to spouses, domestic partners, and dependents. The intent of the SCRA is to postpone, suspend, terminate, or reduce certain civil obligations to enable servicemembers to devote their full attention to duty and relieve stress on themselves and their families. You may request benefits by emailing us at: SCRATeam@Santanderconsumerusa.com or you can contact us toll-free at (888) 222-4227 if you have questions about your rights under SCRA or click here for more information.