Insider

Access the best of Santander

More selling power, seamless support and our highest level of service

Insider brings together Santander’s best lending, service and dealer solutions to help you get more deals done, create greater value and do business more easily.

Designed to deliver more

More ways to get deals done

Full-spectrum lending and flexible program guidelines give you more options to structure deals.

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  • 84-month terms for vehicles up to 5 years old and 60,000 miles, with up to 150% LTV
  • Collateral eligibility for vehicles up to 15 years old and 200,000 miles
  • CPO program: $2,000 added to book value
  • Pre-funding stip verification

More value from every deal

Competitive dealer economics and Dealer Rewards give you more opportunities to earn.

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  • Up to 150% all-in LTV
  • Backend: greater of $6,000 or 30%, up to $15,000
  • 80/20 participation split with a flat up to $750
  • $0 assignment fees and $0 expiration fees

Seamless support at every step

Dedicated support, priority service and digital tools to help keep business moving.

More of Santander working for you

Your one-stop shop for lending, technology and commercial solutions.

More than lending

A stronger lending program is only the beginning. Insider brings together a broad range of Santander capabilities designed to support your business beyond the deal.

Prime Lending

Competitive full-spectrum lending with enhanced prime capabilities.

Dealer Success team

Priority team focused on keeping deals moving.

Dealer Rewards

Turn funded volume into value on future deals.

Dealer Portal

Digital tools to help manage deals, funding and key account activity.

Small Business Lending

Financing solutions to help you serve more business customer needs.

Dealer Commercial Services

Floorplan, treasury and commercial banking solutions.

Drive Together®

Reach more ready-to-buy customers with pre-qualified digital leads at no cost.

OPENLANE

Inventory solutions to help you source the vehicles you need.

Program and individual dealer participation are subject to change or termination.