Make a Payment

Choose the payment option that best meets your needs.

Please note that in some instances, a fee to process your payment will apply.*

Auto Pay

Auto Pay is fast, easy and free. Sign up online today.

Pay Online

Make a free one-time ACH payment
Enter your checking or savings bank account information and complete the payment details.

Pay by debit card
Add debit card information then complete your payment details to make a same-day payment.
A fee of $3.28 will apply to payments made using a debit card.*

Use the digital wallet including Apple Pay, Google Pay, PayPal and Venmo
Select your preferred option and follow the easy steps to make your payment.
A fee of $3.28 will apply to debit payments by Apple Pay and Google Pay, and a fee of $6.75 will apply to payments by PayPal and Venmo.*

Pay by Phone

Call our automated system to make a free ACH payment using your checking or savings bank account. Make sure you have your Santander Consumer USA account number on hand. A fee of $3.28 will apply to debit card payments made using the automated phone system or with a live agent.*

Pay by Mail

Need to mail us your payments? Find out where to send them.

PayNearMe

Make a CASH payment at 7-Eleven, CVS Pharmacy or other stores nationwide. It is easy and convenient!

Fees may apply*

Western Union

Western Union is a fast way to wire your payment to us today.

Fees may apply*

MoneyGram

Use MoneyGram to get your payment to us in minutes.

Fees may apply*

CheckFreePay

CheckFreePay enables same day/next day payment from convenient retail locations.

Fees may apply*

Payments are required to be made by the due date listed in your contract. Interest charges (which accrue each day) and, if applicable, late fees may be applied to your account when it is past due, in accordance with your contract and applicable state law. To help you make your payment on time, we offer a variety of payment options.

*Please note that Santander Consumer’s third-party payment processing partners charge a fee to process your payment. Fees may also apply for other third-party payment options. Santander Consumer USA retains no part of these fees. See above for free payment options.

Can’t find what you need?

See more payment-related FAQs

MyAccount
Manage Your Account Online
Some helpful features may include:
  • Setup Auto Pay
  • Hassle-Free Billing
  • Multiple Payment Options
  • Monitor Activity

Go To MyAccount