Making additional payments or more than your monthly contractual payment can have an impact on the amount of interest you would pay over the life of…
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Late fees will not apply to the months that are being extended.
No, but please see the questions above regarding additional interest accrual.
No, an extension will not be reported to the credit bureaus.
An extension will not change any past credit reporting but it may have an impact on how you will be reported to the bureaus going forward….
No, an extension would need to be processed to the account before the account reaches 30 days past due, otherwise it can negatively impact credit.
As a financial institution we are required to report account delinquency accurately, even during times of hardship.
Only individuals named on the contract may request assistance, unless there is a valid power of attorney in effect.