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How much extra in interest will I have to pay over the life of my loan?

We cannot provide an exact amount, but we can provide you an estimate of how it can impact you. You can also utilize any number of free loan amortization tools available on the internet. A key factor in any projection is that payments must be made consistently on time in order for it to be accurate. You can reduce this impact by paying more or paying earlier than your scheduled payment due date.

The chart below will give you an idea of the cost of a two-month extension as it relates to interest. Please note that these examples are estimates only.

Example: Estimated Cost of a Two-Month Extension

Balance/rate $5,000 $10,000 $15,000 $20,000 $25,000
5% $48.69 $96.49 $145.26 $194.07 $236.87
10% $113.36 $223.26 $322.15 $449.56 $630.60
15% $161.66 $409.65 $587.34 $729.09 $981.17
20% $289.87 $489.83 $983.08 $1,193.74 $1,309.07
25% $399.70 $914.42 $1,293.76 $1,573.69 $3,643.13

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