Pay by Mail

Payment Addresses

If you wish to pay with a personal check, cashier’s check or money order via regular mail, please make the payment payable to Santander Consumer USA and send it to the address listed on the pay stub attached to the bottom of your monthly statement:

We accept mailed money orders, cashier’s checks and personal checks. We do not accept credit cards, third-party checks, title-stipulated drafts, checks with restrictive endorsement, checks issued by a foreign bank or cash.

Your monthly statement includes a payment stub complete with correct mail-to address, amount due and your account information. For prompt and accurate processing of your payment, please make your payment payable to Santander Consumer USA, write your 7-digit account number on your check and return it with your payment stub in the envelope provided with your statement.

Please note that it takes seven to ten days for a payment to process via mail. For this reason, it is inadvisable to send a late payment via regular mail. If your payment due date is fast approaching, or a holiday or weekend is near, you may want to consider one of the alternate payment options described in the Make a Payment section of this Web site.

All mailed payments, including overnight and certified payments, generally post to your account within three business days after the payment is received.

  • Santander Consumer USA
  • P.O. Box 660633
  • Dallas, TX 75266-0633

If you wish to send a payment in the form of a personal check, cashier’s check or money order via overnight mail, certified mail or next day air, please make it payable to Santander Consumer USA and send it to:

  • Santander Consumer USA
  • 3000 Kellway Drive, Suite 120
  • Carrollton, TX 75006